Woman, 37, Refuses to Apply for Store Credit Card

A woman was escorted out of Pleasantville Mall Friday morning after an altercation with a Victoria’s Secret employee who was pressuring her to open a line of credit.

It all started innocently enough when Chelsea Tyler, 16, advised Rima Rama, 37, that she could save 10% off of her purchases if she applied for a store credit card.

“But I’ve been down that road before and I know where it leads” said Rama, “So I was like, ‘No thank you’.”

Mrs. Rama’s demurral did not deter Tyler, who responded by stressing what a good deal Rama would be getting. When Rama declined again, Tyler asked if she was sure and quoted Rama’s potential savings using a dollar amount.

“That really pissed me off” said Rama, “Because it’s not like I can’t do fractions.”

Mrs. Rama responded by reiterating that she did not want to apply for the frickity-frackin’ credit card. “I have cold, hard cash burning a hole in my pocket, Chelsea,” Rama was quoted as saying, “And I want to buy five pairs of underwear with it.  Do you have a problem with that?”

Tyler then went so far as to ask Rama why she didn’t want the credit card, stressing the future perks that she could reap by using it.  Witnesses report that a visibly irritated Rama responded, “It’s none of your (redacted) business, OK?”

Tyler didn’t like Rama’s attitude, but wanted her to understand the kind of deal she was passing up. “So I was like, ‘You’re crazy not to apply for this credit card, lady.”

At that, Rama got all up in Tyler’s grill and screamed, “I’ll show you a credit card!”

Tyler, feeling threatened on a personal level, pressed the panic button and within minutes mall security arrived to escort Rama out.

“I didn’t even get her email address so she could receive special offers and promotions.  And if she had just taken  few moments to fill out our customer survey, she could have gotten 10% off her next purchase, too.”

Rama was later seen in the cosmetics department at Saks, swatting away a perfume saleslady with her purse.

Some parts of this story have been completely fabricated. But not too many.

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13 thoughts on “Woman, 37, Refuses to Apply for Store Credit Card

  1. Tom

    As someone who just spent the last four years paying off ALL of my credit card debt, I agree with your assertion that they can cram that 10% discount. Since when did the use of cold, hard cash become such an unwelcome thing?

    (Great story, by the way!)

  2. Becca

    Geez, usually I can’t get my teenaged cousins to look me in the eye. You got one to have a whole conversation with you! But how annoying. Great post.

  3. Coma Girl

    I’m just going to assume that was all true (because it’s funnier that way).

    That was great and I those salespeople are so annoying because they have to push those damn cards with the ridiculous interest rates. Yeah, I save 10% and then if I’m a day late, it costs me 23% in interest.

  4. Briget

    I know I’m Officially Old now – I was held up in line at the Gap the other day while the salesgirl put the 10% discount strongarm on the the young woman in front of me. When I got up to the counter, she rang me up, never mentioned credit cards or discounts…I’m not sure whether to be relieved or insulted.

  5. Lise

    I shop for a living (literally) and am offered credit dozens of times a week. I understand that stores usually require the clerks to make the offer but for the love of God and Prada, can’t they just take no for an answer? Maybe swatting the clerks with my purse is the answer!

  6. Sarah

    This cracked me up. Most sales reps just kind of cluck sadly at me when I admit I have no store card, but VS people give the hard sell EVERY TIME. I had a VS card in college, and I was always getting odd coupons for free underwear.

  7. Kat

    HEHEHE! That is totally how it goes for me too. I have one credit card for emergencies and no more. I. Don’t. Want. Them. BAH!

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